The advent of professionals in the game of acquisitions has increased the benefits for few and the lack of transparency in business for ten billion. It becomes impossible for citizens to buy a house. One in ten changed hands at auction proceedings. A large market in the housing market. Is constantly growing, with thirty percent of transactions in each year. Fifteenthousands the properties sold in 2010.
With forecasts of further expansion, whereas the properties at risk of enforcement proceedings are more than double. Ten of the 100 billion bag of bricks are already being spent well, within a system that, on paper, has thousands of guarantees of transparency, but that operators first considered a prairie to the incursions of speculators, businessmen and mafia.
The old owners covered by hook or by crook in possession of property lost, new buyers are encouraged to drop the deal or pay substantial bribes to no obstacle. Agencies operating in the sunlight and fixers who offer themselves as consultants to auction infiltrate the folds of the rules that govern the charms, they will control the outcome and are buying up properties.
For the common citizen to venture in buying a house or a piece of land offered for sale by the courts amounts to often take a path full of pitfalls. To forestall such action the intermediary becomes the only alternative. But how does this work? Where are the traps? What tricks?
The lords of the houses.
An expert who knows that world auction candidly admits: "For a buyer who decides to compete alone, hopes to successfully conclude the deal is thin and very thin and is mainly expected to wrest property in prices. That job is for those who can hold off the deals to bring down the price and come into play only when the cuts have plunged the value of the property. "
A game of nerves, but also of cunning. Authorizing hurry up methods, such as the removal of competitors prior notice or arrangements that allow shifts in auctions organized groups. It is estimated that at risk is at least twenty percent of sales, figures of two billion euro per year. good peace of the tax that will evaporate part of its revenue in favor of a "tax criminal."
The system provides that the sale is managed by a judge. But, with the objective of speeding up transactions and the backlog, closing within a reasonable time enforcement procedures that last up to 15 years, from March 1, 2006 has introduced the delegation to the professionals. Lawyers, accountants, accountants, notaries as well as they had operated previously, can now proceed with the sale.
auctions are public, anyone can attend - announcements appearing in newspapers and on the Internet - and anyone, unless the former owner, can help. In the sale there's no magic bids in sealed envelopes and kept secret until the date of the award. In the system with magic, however, the deals are formalized by voice. The procedure provides an alternative system for up to six attempts, exhausted such as the property price goes down again and start again.
Before coming forward, in practice, we follow the rules. "We need to know while - says the source who works in the auction world - who owns the property. The name of the owner, especially in certain environments, can say a lot and underground word of mouth let you know if there are no obstacles or if there are specific interests that house on that land or industrial building on that. The rule, in these cases, you stay away as much as possible. Everything must be carried out in utmost secrecy until the auction. In fact, however, , just know in advance if there are other potential buyers and bring them closer, or contact them just after the award to force them to retire or to pay a bribe to get the green light to the deal and the game changes. "
hunting for news.
Those who work in this market knows that information is equivalent to cash. Accaparrarsele is the first goal. The files are in court procedures. They have access to those papers judges and court clerks. Knowing the state of the practice time to ensure a definite advantage. But the idea that only through un'interessata leak can be ensure the record is an understatement. The coming of the professionals in the game of sales has increased, without resolving, the conflicts of interest. It happens that the study is to take care of Enchantment reference to a lawyer who has followed the procedure in the past as counsel for the bank intends to return to the mortgage paid and unpaid. It happens that the valuation has to go for auction is entrusted to a technician who has a family relationship with those who directly or indirectly contribute to the purchase fatally. The experience and reliability required as a condition for the assignment of tasks, show the reverse, the concentration in a few hands of the procedures delegated.
The studies have shed light on the world of rigged auctions reveal the continued presence of "hooks" in-house offering information on a silver platter to be spent over the counter agents who act almost always in groups, with or without the cover of the thighs, depending on the context. But investigations are almost always born in other areas that also reveal the mechanisms of the combine. Interceptions prove to primary sources. In Milan, where there is a record auction ten years ago, a judge was suspicious of the constant presence of some characters in the auctions. Churches and got it opened an investigation. They were also placed bugs and it was discovered that there was a group that can discourage buyers from behind the door of the magistrate with explicit threats.
The last case is just a few days ago in Rome, a history of investigating money laundering and feasts on Council business PDL Francesco Maria Orsi, prosecutors have opened a whole chapter devoted the monopoly of sales of public property. He told the real estate agent Vincenzo La Musto, former partner of Bear, "After the publication of notices, who was interested in buying properties they booked at the Ark in the auction cooperatives. Orsi attended by booking more apartments with Arca. E At that point I intervened. Orsi in fact asked me to participate with one of my company to the notices published by Scip (society for the securitization of public buildings), for those same properties that he had booked with Arca. offers me the money to them gave him cashier's checks. And our success was assured. Because at the time of tenders Orsi was able to tell me what time he had offered Arca. A Once I won the auction Orsi provides the funding necessary to pay through its subsidiaries, including Loyd Team.
From Palermo, Lecce, via Reggio Calabria, three surveys were born around stories of the mafia, have allowed listen live as practices and methods to bend the most diverse interests. But I discovered, as it were random, in surveys for other games.
But what are the methods? Who are the mediators? How do they work?
fatally and investigations of the Mafia that come with the latest information on the distortions of the system. They reveal the existence of white-collar professionals in the service of more or less organized gangs that provide information and experience to drive the system.
White Collar.
in Palermo in 2008, was the powerful clan of Madonia playing with a mysterious lawyer never identified for sure to repossess the property ended up in bankruptcy proceedings. Goods for millions, bought back at auction, it would have escaped through nominees to the preventive measures against assets of the godfathers.
In Calabria, where periodically, have turned the spotlight on each arm, in June, the investigation of the ROS Carabinieri, Meta, coordinated by prosecutor Giuseppe Pignatone has revealed that around two rods at one time rival gangs, those of Imerti-Condello and that of De Stefano-Tegano-Books, under the auspices of Cosimo Alvaro Sinopoli had signed a non-aggression pact in the name of business. They bought property as
able to stay on the market with an immediate solvency. Managed the purchase on behalf of affiliates, but had expanded around the estimated one hundred million euro, serving as true agents.
pin was the key lawyer Vitaliano Brancati Cricket: Not a 'Ndrangheta, a white collar but very useful, "able to pave the way" for awards. A professional, a member of the gray area that "supported", as explained by the national prosecutor Pietro Grasso, the operations of the organized crime. Vitaliano Brancati Grillo would send out his wife Anna Maria Tripepi, also a lawyer, to stock up on real estate. Not only
mafia in Calabria. At Vibo Valentia, in May last year, five ended up arrested after the discovery of a load of marijuana in the warehouse of the head of judicial sales. It was rebuilt from there a combination of the above auctions of movable property. The rest said a businessman who had lost their homes at an auction hoax. In the pure brokerage
two families were specialized in Puglia, one led by Salvatore Padovano of Gallipoli, the other by Coluccia Galatina, whose affairs were radiographed in November 2010 by the prosecutor Cataldo Motta led by Lecce. The emissaries of the clan were capable of mediating agencies return the goods to defaulting on payment of a commission. The survey has been a sharp acceleration for a leak that he saw a suspect police officer. It was also found on the agenda which the mediator in the auctions, Giancarlo Carrino of Nardo, had noted all of his speeches. In an off the boss reminded him: "We are bound by complicity.
recycling goal.
Then there is the aspect of money laundering. Between deposit and charges, to participate in an auction, you must have cash: ten percent subito, il saldo dall'aggiudicazione con assegni circolari in un periodo che va dai venti ai sessanta giorni. Tempi troppo stretti se si considerano quelli medi per ottenere un mutuo.
All'acquisto si arriva con assegni circolari emessi dagli istituti bancari. E qui c'è un'altra possibile falla: "Il sistema dei controlli - spiega il professionista delle aste - è assolutamente inesistente. A partire dalla provenienza dei soldi che arrivano a costituire il capitale di acquisto. Basta aggirare le norme antiriciclaggio, con la complicità di una mano amica dietro allo sportello, per trasformare il denaro contante di dubbia provenienza in assegni circolari, e trovarsi in mano soldi puliti con i quali comprare all'asta un bene che rientra nel circuito Legal. Nobody really goes to check how that capital is made up: if it comes from a loan, savings or cleaned up by the massive injection of cash in the bank. "The laundry has it the stamp of the court.
Source: The Republic
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